- 09 Jan 15, 11:57#431217
Sure, sure. Here it's called AAA.
AA is for people to go to meetings to talk about why they
too much ![Wink :wink:](./images/smilies/icon_wink.gif)
Le coeur a ses raisons que la raison ne connaît point. ![Image](https://www.forumula1.com/forum/darling/WebPageAngelWithHornsRight.jpg)
But if you don't pay off the whole thing each month aren't you just handing high percents of interest to the card companies?
If I am to pay it off every month, what is the point of a credit card, a credit is used for help spread the cost, in my case it's 14% interest, balance transfers and cash advances cost $7 per transfer but interest is only charged after the end of the month if not paid back. 14% interest isn't so bad as the balance from month to month with be low, less than $250 just to keep it rolling. There is no annual fee for the credit card I have, so overall I am happy with the arrangement, considering Capital One keep on offering me a card at 29.9%, which is a no chance in hell APR!
Well the point is the convenience. The insurance of things purchased . Sometimes money back schemes . Sometimes things like travel insurance and free AA membership. And you get a months credit for free. By not paying it all off you're giving them money. Why run with a bit not paid off? You run the risk of it creeping to a bit more and a bit more. And if you always keep it at say 20% of it not paid off why not just get it to all paid off? It's just a different base level.
Free AA membership for rc
It's a driving assistance thing!! When you breakdown!
Sure, sure. Here it's called AAA.
AA is for people to go to meetings to talk about why they
![wine :wine:](./images/smilies/wine.gif)
![Wink :wink:](./images/smilies/icon_wink.gif)
![Image](https://www.forumula1.com/forum/darling/WebPageAngelWithHorns.jpg)
![Image](https://www.forumula1.com/forum/darling/WebPageAngelWithHornsRight.jpg)