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[What's Burning?]

I've made the decision to, yes. It will be a process over the next few months.

[Jabberwocky]

Cool

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[sagi58]

...We're somewhat transient as human beings and I think we naturally get bored with what we do when it's no longer challenging. Ultimately you want to be at the intersection of vocation and avocation.

The other thing we need to take into consideration is that we are living / working longer and that the job market has changed immensely!
Gone are the days when we worked with the same company from the day we entered the workforce until retirement!

When I spoke to a High School Guidance Councillor a few years ago, I was told that today's youth can expect to have 5-7 different careers, in their lifetime, some of which don't even exist, yet!!

By the way, I'm on career #3!!

[LRW]

...We're somewhat transient as human beings and I think we naturally get bored with what we do when it's no longer challenging. Ultimately you want to be at the intersection of vocation and avocation.

The other thing we need to take into consideration is that we are living / working longer and that the job market has changed immensely!
Gone are the days when we worked with the same company from the day we entered the workforce until retirement!

When I spoke to a High School Guidance Councillor a few years ago, I was told that today's youth can expect to have 5-7 different careers, in their lifetime, some of which don't even exist, yet!!

By the way, I'm on career #3!!

I'm on my 3rd career. 7th job. Over 20 years. My father had 2 jobs, 1 career. Retired at 54. Lucky f***.

[What's Burning?]

I've been with the same company for over 18 years, and within that time I've had four distinct job roles, 7 different titles and 6 different corporate logos. Gotta love it.

[sagi58]

I'm on my 3rd career. 7th job. Over 20 years. My father had 2 jobs, 1 career. Retired at 54. Lucky f***.

Good investments? "Frugal" living?

I've been with the same company for over 18 years, and within that time I've had four distinct job roles, 7 different titles and 6 different corporate logos. Gotta love it.

You should love it!! That's amazing!!

[LRW]

I'm on my 3rd career. 7th job. Over 20 years. My father had 2 jobs, 1 career. Retired at 54. Lucky f***.

Good investments? "Frugal" living?

Nope. Hard work. He worked shift work for 31 years. Worked long hours in those 31 years and was paying 30% of his wage into his pension in his last 5years. Even though his pension scheme lost 20% of its value in the last 5 years of his career.

He was lucky to work for household name and company which still gave golden handshakes when he left. He never made it into senior management and was a production line worker for the majority of his working life.

Oh and within those 31 years he had 4 weeks off sick. 1 week flu and three weeks Kidney failure where he spent two weeks in intensive care.

They don't make em like that anymore.

[Hammer278]

I'm on my 3rd career. 7th job. Over 20 years. My father had 2 jobs, 1 career. Retired at 54. Lucky f***.

Good investments? "Frugal" living?

Nope. Hard work. He worked shift work for 31 years. Worked long hours in those 31 years and was paying 30% of his wage into his pension in his last 5years. Even though his pension scheme lost 20% of its value in the last 5 years of his career.

He was lucky to work for household name and company which still gave golden handshakes when he left. He never made it into senior management and was a production line worker for the majority of his working life.

Oh and within those 31 years he had 4 weeks off sick. 1 week flu and three weeks Kidney failure where he spent two weeks in intensive care.

They don't make em like that anymore.

Agreed. My dad joined a company as an office boy at the age of 22...and he just left that company 2 years back from a GM position for another since he'd be forced to retire if he stayed in a Msian company (retirement age being 55). Says he'd go mad if he just stayed home...though I think he's a bit mad to not sit back and enjoy his money, but that's why he's more of an asset to the workforce than I'd ever be.

[sagi58]

I'm on my 3rd career. 7th job. Over 20 years. My father had 2 jobs, 1 career. Retired at 54. Lucky f***.

Good investments? "Frugal" living?

Nope. Hard work. He worked shift work for 31 years. Worked long hours in those 31 years and was paying 30% of his wage into his pension in his last 5years. Even though his pension scheme lost 20% of its value in the last 5 years of his career.

He was lucky to work for household name and company which still gave golden handshakes when he left. He never made it into senior management and was a production line worker for the majority of his working life.

Oh and within those 31 years he had 4 weeks off sick. 1 week flu and three weeks Kidney failure where he spent two weeks in intensive care.

They don't make em like that anymore.

You're right, they don't make 'em like that anymore!! My Dad was much the same, hard work, investing (in his pension) and not spending more than he made. A good combination for retirement.

It was an attitude that our "youth" don't seem to have! Unfortunately for them!

[What's Burning?]

^^ you know you sound like an old fogey. isn't it the way of the world for every generation to say that about the next, these kids nowadays.

[racechick]

Difficult decisions LRW. Lots to consider. Much has already been said. I'll add my two pennoth

If you hate it, you have to change it.

Don't rush into it, invest time in researching what you like and what you would be happy to work at. Own business?that brings a whole new dimension of commitment, but also risk and the necessity to work harder, but that's offset by you directly reaping the rewards and having a real stake in the success of the business. Or find something you love doing and try to get into that field.

Baby arriving. Security becomes important. A little baby takes up a lot of time and life will be different, but babies are adaptable and you can change your life/ lifestyle/ move house/ area, with little impact on them while they're little. Once school starts its harder to move. And when uni arrives that's when the financial impact will rocket. So bare those things in mind when making the decision.

That said...you only live once....life is short....he who dares wins....etc etc etc.

[sagi58]

^^ you know you sound like an old fogey. isn't it the way of the world for every generation to say that about the next, these kids nowadays.

hahaha.... well.... Why break with tradition?? haha....

On a more serious note, each generation tries to make it easier for the last and that's not necessarily a good thing!
The way I see it, our little ones belong to one of two groups;
-> those who feel entitled because they've grown up with everything...
-> those who feel entitled because they've grown up with nothing...

Sad; but, true!

[1Lemon]

That said...you only live once....life is short....he who dares wins....etc etc etc.

#YOLO

[andrew]

I'm on my 3rd career. 7th job. Over 20 years. My father had 2 jobs, 1 career. Retired at 54. Lucky f***.

Good investments? "Frugal" living?

Nope. Hard work. He worked shift work for 31 years. Worked long hours in those 31 years and was paying 30% of his wage into his pension in his last 5years. Even though his pension scheme lost 20% of its value in the last 5 years of his career.

He was lucky to work for household name and company which still gave golden handshakes when he left. He never made it into senior management and was a production line worker for the majority of his working life.

Oh and within those 31 years he had 4 weeks off sick. 1 week flu and three weeks Kidney failure where he spent two weeks in intensive care.

They don't make em like that anymore.

You're right, they don't make 'em like that anymore!! My Dad was much the same, hard work, investing (in his pension) and not spending more than he made. A good combination for retirement.

It was an attitude that our "youth" don't seem to have! Unfortunately for them!

Sounds like my old man as well! Early retirement after nearly 2 years of health problems caused by working shifts in not always the best conditions. The way pensions and the retirement age are going in the UK, I'll consider myself lucky if I can retire before I kick the bcket!

You're right about the youth of today's attitude about saving. I sometimes get jibes from younger less responsible colleagues about my supposed miserly ways and the huge amount of OT I do on occasion. Quite funny considering I can pay all my bills at the end of each month without any worries and save up for buying my own place and some of them drink most of their pay or are living beyond their means!

[Jabberwocky]

I'm on my 3rd career. 7th job. Over 20 years. My father had 2 jobs, 1 career. Retired at 54. Lucky f***.

Good investments? "Frugal" living?

Nope. Hard work. He worked shift work for 31 years. Worked long hours in those 31 years and was paying 30% of his wage into his pension in his last 5years. Even though his pension scheme lost 20% of its value in the last 5 years of his career.

He was lucky to work for household name and company which still gave golden handshakes when he left. He never made it into senior management and was a production line worker for the majority of his working life.

Oh and within those 31 years he had 4 weeks off sick. 1 week flu and three weeks Kidney failure where he spent two weeks in intensive care.

They don't make em like that anymore.

You're right, they don't make 'em like that anymore!! My Dad was much the same, hard work, investing (in his pension) and not spending more than he made. A good combination for retirement.

It was an attitude that our "youth" don't seem to have! Unfortunately for them!

Sounds like my old man as well! Early retirement after nearly 2 years of health problems caused by working shifts in not always the best conditions. The way pensions and the retirement age are going in the UK, I'll consider myself lucky if I can retire before I kick the bcket!

You're right about the youth of today's attitude about saving. I sometimes get jibes from younger less responsible colleagues about my supposed miserly ways and the huge amount of OT I do on occasion. Quite funny considering I can pay all my bills at the end of each month without any worries and save up for buying my own place and some of them drink most of their pay or are living beyond their means!

On the flip side. You can not take it with you.

Personally I try to find the balance between the 2

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