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After the agony of defeat, success will be sweet!What isn't a great idea, is the cash advances that are so easy to get.
Interest is charged from the second you take one!!
Le coeur a ses raisons que la raison ne connaît point. 
What isn't a great idea, is the cash advances that are so easy to get.
Interest is charged from the second you take one!!
Unless it's in the form of a balance transfer at 0% interest, which I do often and put in an interest bearing account until I pay it back in full when the promo expires
After the agony of defeat, success will be sweet!What isn't a great idea, is the cash advances that are so easy to get.
Interest is charged from the second you take one!!
Unless it's in the form of a balance transfer at 0% interest, which I do often and put in an interest bearing account until I pay it back in full when the promo expires
0%?? WoW!! Except for car loans, I'm not sure that happens often, up here!!
Le coeur a ses raisons que la raison ne connaît point. 
So you have to OWE money to make money........BRILLIANT!
Wait a second....
Le coeur a ses raisons que la raison ne connaît point. But if you don't pay off the whole thing each month aren't you just handing high percents of interest to the card companies?
...I get them offers all the time...
After the agony of defeat, success will be sweet!But if you don't pay off the whole thing each month aren't you just handing high percents of interest to the card companies?
If I am to pay it off every month, what is the point of a credit card, a credit is used for help spread the cost, in my case it's 14% interest, balance transfers and cash advances cost $7 per transfer but interest is only charged after the end of the month if not paid back. 14% interest isn't so bad as the balance from month to month with be low, less than $250 just to keep it rolling. There is no annual fee for the credit card I have, so overall I am happy with the arrangement, considering Capital One keep on offering me a card at 29.9%, which is a no chance in hell APR!
But if you don't pay off the whole thing each month aren't you just handing high percents of interest to the card companies?
If I am to pay it off every month, what is the point of a credit card, a credit is used for help spread the cost, in my case it's 14% interest, balance transfers and cash advances cost $7 per transfer but interest is only charged after the end of the month if not paid back. 14% interest isn't so bad as the balance from month to month with be low, less than $250 just to keep it rolling. There is no annual fee for the credit card I have, so overall I am happy with the arrangement, considering Capital One keep on offering me a card at 29.9%, which is a no chance in hell APR!
Well the point is the convenience. The insurance of things purchased . Sometimes money back schemes . Sometimes things like travel insurance and free AA membership. And you get a months credit for free. By not paying it all off you're giving them money. Why run with a bit not paid off? You run the risk of it creeping to a bit more and a bit more. And if you always keep it at say 20% of it not paid off why not just get it to all paid off? It's just a different base level.
Le coeur a ses raisons que la raison ne connaît point. But if you don't pay off the whole thing each month aren't you just handing high percents of interest to the card companies?
If I am to pay it off every month, what is the point of a credit card, a credit is used for help spread the cost, in my case it's 14% interest, balance transfers and cash advances cost $7 per transfer but interest is only charged after the end of the month if not paid back. 14% interest isn't so bad as the balance from month to month with be low, less than $250 just to keep it rolling. There is no annual fee for the credit card I have, so overall I am happy with the arrangement, considering Capital One keep on offering me a card at 29.9%, which is a no chance in hell APR!
Well the point is the convenience. The insurance of things purchased . Sometimes money back schemes . Sometimes things like travel insurance and free AA membership. And you get a months credit for free. By not paying it all off you're giving them money. Why run with a bit not paid off? You run the risk of it creeping to a bit more and a bit more. And if you always keep it at say 20% of it not paid off why not just get it to all paid off? It's just a different base level.
But if you don't pay off the whole thing each month aren't you just handing high percents of interest to the card companies?
If I am to pay it off every month, what is the point of a credit card, a credit is used for help spread the cost, in my case it's 14% interest, balance transfers and cash advances cost $7 per transfer but interest is only charged after the end of the month if not paid back. 14% interest isn't so bad as the balance from month to month with be low, less than $250 just to keep it rolling. There is no annual fee for the credit card I have, so overall I am happy with the arrangement, considering Capital One keep on offering me a card at 29.9%, which is a no chance in hell APR!
Well the point is the convenience. The insurance of things purchased . Sometimes money back schemes . Sometimes things like travel insurance and free AA membership. And you get a months credit for free. By not paying it all off you're giving them money. Why run with a bit not paid off? You run the risk of it creeping to a bit more and a bit more. And if you always keep it at say 20% of it not paid off why not just get it to all paid off? It's just a different base level.
Free AA membership for rc
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